Tap into your home’s equity to get the cash you need. A low-rate home equity loan or line of credit from Democracy FCU is just what you need for home renovations, debt consolidation, and so much more!
Are you looking for a one-lump sum to use any way you would like?
Our Home Equity Loan Program is perfect for you!
We Offer:
Our home equity line of credit is for you if you’d like to access funds on an ongoing basis.
Apply today and enjoy:
Term | Maximum Loan Amount | APR (as low as)1 | Maximum LTV | Monthly Payment per $1,000 | Estimate Your Payment |
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5 years | $250,000 | 4.50% | 85% | $18.64 | Estimate Your Payment |
7 years | $250,000 | 5.00% | 85% | $14.13 | Estimate Your Payment |
10 years | $250,000 | 5.50% | 85% | $10.85 | Estimate Your Payment |
15 years | $250,000 | 6.50% | 85% | $8.71 | Estimate Your Payment |
10 years | $250,000 | 4.50% | 80% | $10.36 | Estimate Your Payment |
15 years | $250,000 | 5.00% | 80% | $7.91 | Estimate Your Payment |
Properties must be owner occupied. Other restrictions apply. (See Product Overview for full details.) Rates, terms, and conditions vary based on credit worthiness and other qualifications are subject to change. | |||||
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Maximum Line Amount | APR (as low as)1 | Payment | Maximum LTV |
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$250,000 | Variable APR of Wall Street Prime 3.25% as printed in the Wall Street Journal on the last business day of the previous quarter. | 1.50% of the outstanding balance on the last day of each month. | 85% |
Properties must be owner occupied. Other restrictions apply. (See Product Overview for full details.) Rates, terms, and conditions vary based on credit worthiness and other qualifications are subject to change. | |||
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