National Event Short Term Loan Program
Effective April 1, 2020, for a limited time
Democracy Federal Credit Union stands ready to assist members that have been impacted by the Coronavirus COVID-19 Pandemic.
Members may be asked to provide documentation of how they have been negatively impacted financially by COVID-19.
Option 1*: Only available to current members
Option 2*: Only available to current members
Option 3*: New members during National Event
*Certain restrictions apply. Loan effective April 1, 2020, for a limited time. Loan can end without prior notice. Rates based on member qualifications.
At Democracy Federal Credit Union, we appreciate your business and your trust in us. Therefore, for your years of loyalty to Democracy FCU, we would like to say THANK YOU by offering an additional discount on our already low-interest rates for signature and auto loans.*
New Democracy FCU Members have 90 days to take advantage of any two of the below offers:
Additional discounts include:
*Loan Disclosure/Certificate Disclaimer: Cannot be used in conjunction with other promotions or discounts. Certain restrictions may apply.
July 1 – September 30, 2020
Let us float you into Fall with our Auto Loan Promotion! What will you do with your savings?
Rack up the savings when you:
*Certain restrictions apply. Promotion valid from July 1 - September 30, 2020. Offer good on new, used and refinanced vehicles. Members who refinance their auto loan with Democracy FCU will receive $125 deposited into their Democracy FCU account 45 days after loan refinance. Loan must be held by Democracy FCU. Standard loan, credit, and member qualifications apply. Contact Democracy FCU for details.
Take advantage of our NEW Paycheck Protection Program!
Your business might be eligible for relief funding through our new partnership with Fundbox!
We are so excited for our partnership with Fundbox! The Small Business Association (SBA) has approved our partner Fundbox as a lender for the Paycheck Protection Program (PPP).
PPP offers small businesses affected by the Coronavirus loans of up to 2.5 times your average monthly payroll costs.
These loans have a 1% interest rate, and as long as you follow the SBA guidelines, are 100% forgiven by the government.
PPP funds are first come, first served, so we encourage you to apply with Fundbox as soon as possible.
Pardon the wait as call volumes are high, so wait times may be longer than usual.
*Certain Restrictions Apply.
Need money for your rent? Mortgage? Auto Repairs? Medical Bills? We’ve got you covered!
We know that having a financial safety net isn’t always possible, and in times of financial need, we want you to be able to count on us, and that is why we’re introducing an affordable and convenient Payday Alternative Loan: CASH-N-GO!
CASH-N-Go is a Payday Alternative Loan program designed to assist you with any financial emergency that you may have, while rebuilding credit and staying clear of paying high-interest fees to Payday Lending establishments.
THIS LOAN IS NOT ELIGIBLE FOR:
*Certain restrictions apply. Loan disbursement based on member qualifications.