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Membership in 3 east steps! Check eligibility, provide your info, then open an account!

Becoming a member is fast and easy! 

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Get rewarded for your years of membership! 

At Democracy Federal Credit Union, we appreciate your business and your trust in us. Therefore, for your years of loyalty to Democracy FCU, we would like to say THANK YOU  by offering an additional discount on our already low interest rates for signature and auto loans.*

Member Rewards