Think you aren't qualified to be one of our members?
You might be surprised. It's as easy as 1... 2... 3.
Eligibility by Location
If you live, work, worship, attend school, or regularly conduct business in the areas, you are most likely eligible to join Democracy FCU!
VIRGINIA - Most areas of the City of Alexandria, Arlington, and Fairfax Counties
MARYLAND - Most areas of Prince George’s and Montgomery Counties
WASHINGTON, D.C. - All areas of the City
Eligibility by Employer
Membership open to those who work for the below employers and live in the D.C. Metropolitan Area and Philadelphia.
You Will Need the Following Items to Open Your Account:
- Valid U.S. Driver's License or State issued ID Card
- Date of Birth
- Social Security Number
- Physical Street Address
- Place of Employment and Job Title
Patriot Act Compliance
Member Identification Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask your name, street address, date of birth, and other information that will allow us to identify you. We will also ask for a picture ID (driver’s license, military ID, or passport) and/or other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, the protection of our member’s identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our members and our country.
Get rewarded for your years of membership with us.
At Democracy Federal Credit Union, we appreciate your business and your trust in us. Therefore, for your years of loyalty to Democracy FCU, we would like to say THANK YOU by offering an additional discount on our already low-interest rates for signature and auto loans.*
New Member Rewards
New Democracy FCU Members have 90 days to take advantage of any two of the below offers:
Additional discounts include:
*Loan Disclosure/Certificate Disclaimer: Cannot be used in conjunction with other promotions or discounts. Certain restrictions may apply.